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CATASTROPHES MÉTÉOROLOGIQUES ET NATURELLES

Feu de forêt

Si votre organisation est touchée par un incendie de forêt, nous pouvons vous aider à gérer les pertes d’exploitation, à préparer les réclamations d’assurance et à soutenir les employés.

Au cours des dernières années, la fréquence et la gravité des feux de forêt ont augmenté en raison des changements climatiques rapides, des sécheresses prolongées et des tempêtes extrêmes. Les feux de forêt causent des milliards de dollars de dommages chaque année, brûlant des acres de biens et de faune naturelle, et perturbant et mettant en danger la vie quotidienne des propriétaires de maisons et des entreprises, ainsi que nombre des premiers répondants.

Pour les particuliers, les entreprises et les organisations situés dans des zones à risque élevé, il est important de prendre des mesures préventives afin de protéger ce qui compte le plus. Ces étapes peuvent comprendre l’évaluation complète des répercussions physiques et économiques potentielles d’un feu de forêt, le déploiement d’aménagements spécialisés, la création de plans d’évacuation et de gestion de crise et l’élaboration d’un portefeuille approprié de couverture d’assurance pour soutenir efficacement le processus de rétablissement et de reconstruction.

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Knowing the steps you will need to take in advance of a wildfire provides clarity even in the face of uncertainty, which can help ensure the safety of your workforce, mitigate the extent of the damage, and limit business interruption.

You should prepare beforehand through a combination of assessing wildfire risk and potential damage, preparing a claims process plan, ensuring coverage, and establishing both safety and response procedures.

Resource: Download our wildfire preparedness checklist

Businesses in known wildfire-prone areas should be prepared to take quick and careful action to safeguard their properties through robust emergency response, evacuation, and business continuity plans and strategies. Some key steps include:

  • Monitor instructions and guidance from local authorities, fire departments, and emergency management agencies.
  • Activate your emergency response plan.
  • Maintain effective communication with employees, customers, emergency services, and more.
  • Provide clear instructions on evacuation procedures, safety measures, and any changes to work schedules or locations.
  • Secure the business premises, such as closing windows and doors, shutting off utilities if instructed, and removing any flammable materials from the vicinity.

Resource: Download our checklist on preparing for an imminent wildfire

Companies should approach returning to work with safety procedures in place and with a mind towards reporting their insurance claims. Some examples of a safety-first mindset include:

  • Accounting for all employees
  • Identifying immediate hazards and notifying authorities if necessary
  • Using technology such as drones to access damaged areas first

As part of recovery efforts, businesses should be prepared to file a claim under applicable insurance coverages. They should have a plan in place, with key stakeholders aware of their responsibilities.

Resources to download:

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