Pet insurance: Because your pet is family.
As a devoted pet owner who makes no compromises on the wellbeing of your furry companion, financial protection in the form of pet insurance can cover the potentially high costs of veterinary medical care and emergency expenses — providing you with much-needed peace of mind.
Underwritten by Liberty Insurance for pet owners in Singapore, PetCare is a pet insurance policy that can cover up to 70% of your vet bills and a range of insured events during the life of the insured pet (up to the policy limit).
Cats and dogs (including kittens and puppies) between the ages of 8 weeks and 9 years and residing with the pet owner in Singapore are eligible for PetCare — no medical examination is required to enrol. Further eligibility requirements are set out below.
Choose from 3 coverage options — Essential, Comprehensive, Comprehensive Wellbeing — and get up to 15% No Claims Discount (NCD) on the following year's renewal premium if there were no claims made during the period of insurance. Click here for more details.
Additional benefits of PetCare
PetCare reduces the financial burden on pet owners from veterinary expenses due to illness, injury from accidents, and/or death. The policy also offers these additional benefits*:
- Wellness package: In the Comprehensive and Comprehensive Wellbeing plan, you can be reimbursed for your pet’s routine health check-ups and vaccinations, as well as dental care (teeth cleaning and polishing), plus spaying or neutering procedures.
- Compensation for loss due to reported theft: Should you lose your insured pet despite taking preventive measures against unlawful theft, you will be eligible to claim compensation as the policyholder. This benefit is not applicable to cats.
- Emergency boarding: Pet owner can be reimbursed for pet boarding expenses incurred for their pet at licensed pet boarding facility during hospital stay of the pet owner who is hospitalized for more than four (4) consecutive days due to an accidental injury.
- Third party liability coverage: Protects the pet owner against his / her legal liability to pay compensation for accidental injury to third parties or accidental loss or damage to property caused by the insured pet.
- Efficient claims experience: Objective assessment of claims and resolution for peace of mind.
*Subject to full policy wordings.
PetCare eligibility criteria
To be eligible for PetCare, the insured pet must meet the following conditions:
- be microchipped & licensed (Microchip details can be retrieved through the AVS portal. Refer to the FAQs below for details.)
- be residing regularly in the same premise as the Insured
- be at least 8 weeks old and not more than 9 years old at the enrolment date
- not be a working dog, e.g. guide dog, guard dog
- not be a dog or cat used for breeding purposes
- your pet must be an approved dog breed or cat by the relevant local authority in Insured’s usual residential address
Click here for the full-list of eligibility requirements.
PetCare benefits and limits
Interested in getting PetCare? Please read the Insurer’s coverage benefits and policy wording carefully, including the major exclusions, before you apply.
If you have any doubts about the coverage or have questions on which coverage option is suitable, email to us at petcare@marsh.com and we will be happy to advise.