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2018 Terrorism Risk Insurance Report

In our 2018 Terrorism Risk Insurance Report, we explore the state of the terrorism insurance marketplace, presenting data on purchasing and pricing trends.

04/02/2018 · 1 minute read

Although the number of incidents and casualties declined in 2017, terrorism remains a persistent and significant threat to businesses, governments, and individuals. And the nature of that threat is changing: Attacks by “lone wolves” and small groups against soft targets are becoming more common, vehicles are increasingly being used by attackers, and the threat of cyber-attacks continues to grow.

In our 2018 Terrorism Risk Insurance Report, we explore the state of the terrorism insurance marketplace, presenting data on purchasing and pricing trends. We also take a look at how the terrorism insurance market continues to innovate and respond to the needs of global organizations in light of an evolving risk landscape.

Among the key findings from this year’s report:

  • As attack methods evolve, buyers are seeking to expand terrorism definitions in insurance coverage to include active assailant events.
  • Terrorism insurance capacity remains strong, but pricing could increase as global insurance costs generally increase following natural catastrophe losses in 2017.
  • Insurers are developing specialty products that offer first- and third-party business interruption protection for businesses that suffer lost income or revenue without the need for a direct property damage trigger.
  • Education entities, health care organizations, financial institutions, and real estate companies had the highest terrorism insurance take-up rates by industry in 2017.
Download the report: 2018 Terrorism Risk Insurance Report

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