Commercial

As social, demographic, and economic changes define commercial real estate, property owners, developers, managers and investors are responding to how people live, work, shop, and play. Marsh helps you embrace change, manage risk and build toward the future.

Macroeconomic and social trends — from urbanization to remote work, to greater reliance on technology — are redrafting the risk landscape in commercial real estate. To succeed, developers, owners, and property managers must anticipate and respond to tenants' evolving needs and preferences with innovative designs and business models.

Shortages of skilled labor, market volatility, inflating costs of building materials, cyber risks, and physical hazards remain challenging to companies worldwide.

Aligning business strategies with strong risk management and resilience planning is more than a smart way to enhance the sector's value — it has become critical to achieving and sustaining competitive advantages.

Marsh's Commercial Real Estate Practice is a global team of risk specialists with extensive experience in serving this diverse sector. We help you identify, quantify, and effectively manage the risks your business faces, so you can continue building the spaces where life happens.

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Cyber Insurance

Innovative insurance brokerage services and tools can help companies effectively transfer cyber risk.

Property Consulting

07/11/2021

Marsh Advisory's Property Consulting Solutions enables organizations to strategically manage the risks associated with their portfolio of physical assets.

Broker and client shaking hands after signed documents

ZMAX Plus: A Comprehensive Real Estate Insurance Solution

07/18/2021

A comprehensive portfolio of property, casualty, cyber, and management liability insurance along with access to industry leading risk engineering capabilities.

Report

Global Risks

01/10/2024

Aerial view of suburban commercial and industrial buildings in Los Angeles County, California.

Article

Investing in last-mile warehousing? Be aware of multiple risks.

03/08/2022

Top view of residential at central district in Hong Kong China

Podcast

Risk in Context Podcast: The future of cities

08/08/2021

Aerial view of a residential building construction site during a vibrant summer sunset. Taken in Burnaby, Vancouver, BC, Canada.

Article

Pandemic fueling long-term real estate changes

04/27/2021

FAQs

Businesses in the commercial real estate sector have diverse risk profiles, often based on their location and the services they provide to tenants. From office environments to hospitality, to mixed-use developments, property owners, managers, and developers each have different risks to consider. Some of the top risk issues in the sector right now include:

Portfolio impact. Losses occurring at a single location can have an outsize impact on the real estate portfolio, and may be indicators of similar exposures at your other properties.
Natural hazards. Fire, wind, and flood events are occurring with increasing frequency and severity. Protecting properties and people has become a prime concern for this sector.
Market dynamics. The COVID-19 pandemic has led to a reimagined office environment, and placed greater value on meaningful human connections. Current market dynamics and social changes, which may persevere beyond the pandemic, are causing uncertainty for property owners, managers, developers, and investors.
Cyber risks. Commercial properties’ growing use of technology to meet demands for mobility and e-commerce is also increasing the risk of disruption from cyber events. Safeguarding data and preserving connectivity are critical, not only to tenants today but also into the future.

From green-building techniques to enhanced energy and water efficiency, to sustainable business practices, commercial real estate has an opportunity to lead changes in every community.

As they seek to approach this global concern at a local level, property owners, managers, and developers should focus on improving risk management and resilience. Our team of risk specialists can help you find the right solutions to mitigate the risks of climate change and plan for the long term.

Each property in a commercial real estate portfolio has specific risks and exposures. A one-size-fits-all approach to insurance may not adequately address your individual portfolio needs.

Marsh’s risk specialists have the experience and tools to help you understand, analyze, and mitigate your risks and improve resilience through an insurance program tailored to your specific needs. Coverages may include:

Property
Business interruption/contingent business interruption
Terrorism
General liability
Directors and officers liability
Cyber liability

Commercial