Skip to main content
Marsh logo

Pupils Absence Insurance Scheme

The Pupils’ Absence Insurance Scheme provides for the refund of school fees when a pupil is absent from school due to sickness, accident or quarantine.
Contact us

Through our vast experience in the schools insurance sector, we have developed a tailor made scheme that is simple and effective to both the school and fee payers should a pupil’s education be interrupted due to the pupil’s accident or sickness.

The pupils’ absence insurance scheme provides for the refund of school fees when a pupil is absent from school due to the pupil’s sickness, accident or quarantine — from coughs and colds to unforeseen long term illnesses or accidents. Having cover in place helps the school maintain goodwill by avoiding any moral obligation to refund fees in the event of absences as the parents will be able to claim under the insurance scheme.

Key Features

  • Easy to administer, fast and efficient claims handling direct with the fee payer
  • Includes refunds of fees should it be necessary for the school to close owing to an outbreak of infectious disease amongst the pupils (seven days excess applies)
  • No medical, no individual names required — just confirmation of the number of pupils to be covered for the term/year and the total termly/annual fees due in respect of those pupils
  • Payment from first day of illness provided the absence exceeds the waiting period — which can be as little as four days and includes sickness and accidents at weekends and half term
  • Payments to the school of up to six terms’ fees for the pupil in the event of the accidental death of their fee payer (subject to policy terms)

Exclusions

Cover excludes absences due to pre-existing conditions, congenital abnormalities and inoculations.

In respect of any claim directly or indirectly caused by, contributed to or arising from any new or ongoing pandemic or epidemic of disease.

Learn more about the Pupils’ Absence Insurance Scheme