Worker Injury Risk Management (WIRM®)

As a pioneer in work injury management in Hong Kong, our bespoke program has been delivering award-winning injury management solutions since 2001, empowering you to control and contain workplace injury costs. Each year, we assist over 10,000 employees in Hong Kong with their recovery and reintegration into the workforce.

According to government statistics, an average of more than 30,000 occupational injuries were reported in Hong Kong yearly from 2019 - 2023, at an injury rate of 10.4 in 1,000 employees.¹

Employees’ compensation insurance premiums paid by employers in Hong Kong have surged dramatically in recent years, driven by rising medical costs and an increase in both the frequency and severity of claims. However, by adopting a multi-disciplinary approach, you can significantly reduce compensation risks and lower premiums.

The WIRM® program is an effective workplace injury solution for companies looking to:

How WIRM® helps you effectively manage workers’ injury costs and compensation

Healthcare management

As an independent entity, we facilitate the swift recovery and reintegration of injured employees into the workforce by providing effective medical and rehabilitation management support, ultimately lowering operational costs.

Claims and data Management

Our proprietary claims management system provides a one-stop, web-based platform for claims tracking and monitoring to resolve claims efficiently.

Risk management

The systematic data capture and claims analytics enable you to proactively identify, control and mitigate risks, avoiding similar accidents and injuries; resulting in cost reduction and premium savings.

Insurance management

The claims data analytics and tangible evidence of the positive steps taken to reduce costs of claims through the implementation of WIRM® put us in a better position and allow us to strengthen the overall partnership with the insurance market.

Case Study: How Marsh WIRM® implementation reduced high work injury claims for an aviation company

The company faced high work injury rates and rising operational costs. Partnering with the Marsh Asia WIRM® team, we created a tailored program for timely medical treatment and rehabilitation. By analysing claims data, we identified loss trends, set goals, and monitored outcomes. Over five years, sick leave days decreased by 34%, and work injury claims costs fell by 38%. Our WIRM® Medical Panel promoted a positive return-to-work mindset, implementing appropriate work plans. Consequently, we achieved a 90% return-to-work rate within one month of injury.