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India Newsletter

News and views

In this edition, we bring you insights on key trends shaping the business landscape, from evolving professional indemnity risks and liability claims to the impact of AI on supply chain resilience.
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by Sanjay Kedia , 

CEO, Marsh McLennan India and President & CEO, Marsh India Insurance Brokers Pvt. Ltd

17/03/2025

Welcome to the latest edition of News & Views

As we step into 2025, staying ahead of emerging risks and opportunities remains crucial. In this edition, we bring you insights on key trends shaping the business landscape, from evolving professional indemnity risks and liability claims to the impact of AI on supply chain resilience. We also explore developments in employer-sponsored benefits, insurance market trends, and regulatory changes under India’s DPDP Act.

Our goal is to equip you with the knowledge and strategies needed to navigate complexities with confidence. As always, we remain committed to supporting your journey toward growth and resilience.

People risk 2024

Report

People Risk Report 2024

An investment in your people is an investment in your organisation. Explore our new People Risk 2024 report to discover actionable strategies that HR and risk professionals can take to focus their time, budget and effort on addressing the 5 pillars of people risk.
Health trends 2025

Report

MMB Health Trends 2024

Medical trend rates are beginning to exceed pre-pandemic levels. To help guide employers managing health and benefits plans, we surveyed 223 insurers across 58 countries. We identified four key themes driving costs and risks in medical insurance and share how employers can effectively balance meeting employee needs while managing workforce risk.
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Article

FOB: Today’s Trends and Tomorrow’s Possibilities

Reflecting on a successful series of MMB India's multi-city events. With 1000+ participants and over 30 Panellists from leading organisations, we explored the Future of Benefits: Today's trends and tomorrow's possibilities Report. Key themes included Inclusion and Diversity, Outpatient benefits, Data and Analytics, Flexible benefits, and robust Technology. The 'Future of Benefits' interactive dashboard received overwhelming response. Grateful to our participants, Panellists, and colleagues for another informative session.
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Blog

Six reasons why you should use an Insurance Broker

Protecting your business for growth means knowing your risks and having programs in place to manage them. Insurance and risk management planning is a critical component of building sustainable growth. With the right broker as your partner, you can be confident that the insurance you have will protect your business in the event of a claim.
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Report

Global Insurance Market Index 2024

Discover the latest pricing trends and insights in the insurance industry with the Global Insurance Market Index Q2 2024 results. For a detailed breakdown of the results by region and product level, including property, casualty, financial lines, and cyber insurance.
hacker in the hood working with mobile phone typing text in dark room

Report

Crime Insurance - Pricing and Claims Report

In today's evolving business landscape, factors like technology, financial pressure, data breaches, and generative AI are driving a surge in fraudulent acts. According to the 2024 Global Financial Crime Report by NASDAQ and Verafin, entities worldwide suffered USD 485.6 billion in losses due to fraud in 2023. This exposed serious deficiencies in fraud prevention measures. Marsh India data shows that 56% of fraudulent acts reported in 2022-23 were in India, followed by 19% in the US, 4% in the UK, and 21% in other countries. Read our latest report to know more about crime claims, pricing trends of crime insurance, and solutions offered by Marsh.
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Bulletin

Liability Claims Bulletin (6th Edition)

Introducing the 6th edition of the Liability Claims Bulletin! Marsh clients saw a variety of claims under their Directors & Officers Liability, Employment Practices Liability, and their Commercial General Liability insurance policies in the fourth quarter of 2023. This bulletin highlights seven insightful scenarios, featuring challenges, solutions, and key learnings.
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Activities

Corporate Social responsibility

At Marsh McLennan, we understand the importance of community support in an ever-changing world of risks and uncertainties. With a strong legacy of service, we are committed to making a difference in the communities where we operate and where our colleagues live. By harnessing our collective expertise, we strive to tackle society's greatest challenges and build a more resilient world. Our mission is to drive both business success and social impact, working together to create a brighter future for all. Join us in our journey to make a positive difference in the world. Know more about our initiatives.
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Professional Indemnity (PI) insurance pricing and claims trends for communications, media and technology (CMT) companies December 2024

This report discusses the rapid advancements in AI and automation, which improve business operations but also introduce new risks. In 2022-23, claims under professional indemnity (PI) policies rose significantly, particularly due to contract breaches and cyber incidents, highlighting the need for robust PI coverage. It analyzes claims trends and presents Marsh's solutions.
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Liability Claims Bulletin - Seventh Edition | November 2024

In a dynamic environment, organizations are reinventing their businesses amid challenges like political tensions and cyberattacks. In Q1 2024, some Marsh clients faced unique losses, including computer fraud and professional indemnity claims. This seventh edition of the Liability Claims Bulletin updates clients on liability insurance developments, highlighting the lifecycle of five claims and key lessons learned.
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2025 top health trends

Top healthcare research trends shaping the future of employer-sponsored benefits may sound familiar, but a lot is changing. Find out the top 3 trends and actions employers should take.
Skyscrapers in Abu Dhabi, United Arab Emirates.

IMEA Insurance Market Rates

Insurance rates in the fourth quarter of 2024 increased 1% in the IMEA region.
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How AI is building more resilient infrastructure supply chains

Leveraging data-driven insights from cutting-edge technologies, like Sentrisk, can provide a competitive advantage for companies by equipping them with the information they need for better decision-making and helping safeguard financial performance.
The Global Risks Report 2025

Global Risk Report 2025

Crafted with insights from over 900+ global experts, use the 20th edition of the report to:
• Gain a comprehensive understanding of today's and tomorrow’s top risks.
• Inform your risk management strategy and planning.
• Identify potential risks and opportunities that may impact your people, operations, and supply chain.
• Learn the actions you and your organisation can take to build and maintain resilience.
Property damage and business interruption losses

Aspects of technological obsolescence in property insurance

In order to minimize the application of betterment penalty to the loss amount, it is advisable to incorporate appropriate clauses which allow the insured a certain amount of flexibility when replacing damaged property to account for factors such as technological advancement and obsolescence.
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Global Insurance Market Index

The Global Insurance Market Index is our proprietary measure of global commercial insurance rate change at renewal — providing insights on the world's major insurance markets.
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Exploring the insurability of fines and penalties under the DPDP Act: Insights from Marsh India and Khaitan & Co

The recently enacted Digital Personal Data Protection Act 2023 (“DPDP Act”) ushers in a transformative era in India’s data protection landscape.