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Specie Balance

An exclusive specie insurance facility that promotes environmental sustainability.

When insuring precious and high-value property, specialised expertise and comprehensive coverage are essential. That’s why we are delighted to introduce our unique specie facility — Specie Balance — which provides broad coverage and rewards sustainability.

Key features

Capacity

Up to US$2 billion capacity with only four insurers when combined with other specie facilities.

Coverage limit

Coverage limit of US$500 million.

Discounted premium rates

Discounted premium rates for businesses with a high environmental, social, and governance (ESG) rating or using sustainable shipping solutions.

Enhanced coverage options

Enhanced coverage options that are exclusive to Marsh and not available on the open market.

Specially negotiated coverage

Specially negotiated coverage to deliver some of the broadest protection available in the London specie market.

Rewarding Sustainability

At Marsh, we are dedicated to fostering a sustainable future and promoting environmentally conscious practices. Our Specie Balance facility offers businesses worldwide the opportunity to secure discounted premium rates if they meet specific sustainability criteria. To benefit from these discounts, simply complete the Marsh ESG Risk Rating assessment — achieving a score of 6/10 or higher — or an approved third-party ESG assessment. 

Why Marsh Specie

The Marsh Specie team places up to US$100 million of premium into the London market each year, representing a remarkable 25% market share of the overall specie income — the largest share of any broker. With over 45 specialists and more than 300 years of collective experience, we offer unparalleled knowledge and tailored services to meet your unique requirements. Our global presence in 55 countries ensures that we are well-equipped to meet the diverse needs of our clients.

Our people

Charlie Horrell

Charlie Horrell

Senior Vice President - Fine Art, Jewellery & Specie

  • United Kingdom