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WEATHER AND NATURAL CATASTROPHES

Hurricane Resource Center

If your organisation is affected by a hurricane or tropical storm, we can help you manage business interruption, prepare insurance claims, and support employees.
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Hurricanes and tropical storms can threaten lives, displace people, and leave behind significant destruction. Organisations with operations in storm-prone areas should review and refresh preparedness plans. It’s important to take action to be ready for potential flooding, property damage, and service interruptions; and be prepared for insurance claim filing.

Here, you’ll find information, guidance, and insights about how you can prepare, respond, recover, and remain resilient.

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Businesses can take steps ahead of a hurricane to minimise harm to people and property, and recover as quickly as possible. You should prepare beforehand through a combination of assessing your storm risk and potential damage, preparing a claims process, and ensuring coverage. Some examples of steps you can take ahead of storm season could include:

  • Evaluating your physical and operational exposure
  • Reviewing your property insurance policy
  • Planning for employee safety

Resource: Download our hurricane preparedness checklist

Businesses in known storm-prone areas should be prepared to take quick and careful action to safeguard their properties through robust emergency response, evacuation, and business continuity plans and strategies. Some key steps include:

  • Assemble your emergency response team
  • Allow employees time to prepare their homes and safeguard families
  • Identify vital records, make copies, and/or relocate them
  • Be wary of the potential for flooding
  • Follow government and local media reports for advisories and/or evacuation orders

Resource: Download our guide on preparing for an imminent hurricane

After a major storm event, businesses may be eager to get back to work. However, companies must approach return to work with safety procedures in place and with a mind towards reporting their claims. Some examples of a safety-first mindset include:

  • Account for all employees
  • Prioritise immediate recovery needs and resources
  • Identify immediate hazards such as downed electrical lines, leaking gas, or flammable liquids
  • Assess the need for and establish security and safety precautions

Resource: Download our guide on getting back to work safely and managing claims after a hurricane

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How we can help

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Business Interruption & Supply Chain
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Casualty
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Claims Management
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