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Construction defects: Insurance coverage, exclusions and claims

Insurance is a key method of risk transfer in construction projects. This paper explores levels of defects coverage and exclusions and how they impact a claim.

Insurance remains a key method of risk management and transfer in construction projects. The levels of defects coverage and exclusions vary between Contract Works policies, which can have a significant impact in the event of a claim.

This paper explains the different levels of coverage and exclusions relating to construction defects and how they would respond in a claim scenario.

Download the paper to explore:

  • The main defects exclusions used in Contract Works policies
  • How DE and LEG defects wordings compare
  • The practical application of DE and LEG clauses
  • How different defects exclusions would respond in the event of a claim

Report

Defects: Coverage, exclusions and claims