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Electrical Contractors Insurance

Comprehensive insurance tailored to meet the needs of electrical contractors of all sizes and specialties.

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Marsh Insurance is your trusted partner for comprehensive insurance solutions tailored specifically for Electrical Contractors. With our market-leading products and competitive premiums, we offer coverage for contractors of all sizes, ensuring peace of mind and protection for your business.

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Public Liability

Protects you against claims for third-party property damage or bodily injury arising from your business operations. This coverage is essential for any contractor working on client sites.
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Employers Liability

Safeguards your business against claims from employees for work-related injuries or illnesses. It is a legal requirement in many jurisdictions and demonstrates your commitment to the well-being of your workforce.
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Professional Indemnity

Covers you against claims of professional negligence or errors and omissions in your services. This coverage is crucial for contractors providing design, consulting, or advisory services.
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Efficacy Cover

Provides protection in the event that your work fails to perform its intended function. This coverage is particularly relevant for contractors involved in installation, maintenance, or repair work.
Construction worker wearing safety harness and safety line working at high place

Buildings and Contents

Insures your premises and equipment against damage or loss due to fire, theft, or other covered perils. Protecting your physical assets is vital for the smooth operation of your business.
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Workman's Tools

Offers coverage for your valuable tools and equipment, ensuring you can continue your work without interruption. This coverage protects against theft, loss, or damage to your essential tools.
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Height Limit up to 20m

Our coverage extends to contractors working at heights up to 20 meters, ensuring you are protected regardless of the nature of your projects. This is especially important for contractors involved in electrical installations or maintenance at elevated locations.

Public Liability

Protects you against claims for third-party property damage or bodily injury arising from your business operations. This coverage is essential for any contractor working on client sites.

Employers Liability

Safeguards your business against claims from employees for work-related injuries or illnesses. It is a legal requirement in many jurisdictions and demonstrates your commitment to the well-being of your workforce.

Professional Indemnity

Covers you against claims of professional negligence or errors and omissions in your services. This coverage is crucial for contractors providing design, consulting, or advisory services.

Eficacy Cover

Provides protection in the event that your work fails to perform its intended function. This coverage is particularly relevant for contractors involved in installation, maintenance, or repair work.

Buildings and Contents

Insures your premises and equipment against damage or loss due to fire, theft, or other covered perils. Protecting your physical assets is vital for the smooth operation of your business.

Workman's Tools

Offers coverage for your valuable tools and equipment, ensuring you can continue your work without interruption. This coverage protects against theft, loss, or damage to your essential tools.

Height Limit up to 20m

Our coverage extends to contractors working at heights up to 20 meters, ensuring you are protected regardless of the nature of your projects. This is especially important for contractors involved in electrical installations or maintenance at elevated locations.

Optional Coverage for Personal Accident at Work: 

In addition to the above coverages, we also offer optional coverage for Personal Accident at Work.

This coverage provides additional benefits such as:

  • Medical Expenses: Reimburses medical costs incurred due to work-related accidents or injuries, ensuring you receive the necessary care without financial burden. 
  • Loss of Earnings: Provides financial support in the event of temporary disability, ensuring you can maintain your livelihood while recovering. 
  • Death Benefit: Offers financial assistance to your loved ones in the unfortunate event of your death, providing them with financial security during a difficult time. 
  • Permanent and Total Disablement: Provides compensation in the event of a permanent disability that prevents you from working, helping you adapt to the new circumstances. 

FAQs

Public Liability insurance protects you against claims for property damage or bodily injury caused to third parties during the course of your work. It is essential for contractors as it provides financial protection and demonstrates your professionalism and commitment to your clients' safety.

Professional Indemnity insurance covers you against claims of professional negligence, errors, or omissions in your services. It is particularly important for contractors providing design, consulting, or advisory services, as it protects against potential legal and financial liabilities.

Employer liability insurance is a legal requirement in many jurisdictions and protects your business against claims from employees for work-related injuries or illnesses. Even if you have a small number of employees, this coverage is crucial to ensure their well-being and comply with legal obligations.

Efficacy Cover provides protection in the event that your work fails to perform its intended function. It covers the costs of rectifying or replacing faulty work, giving you and your clients peace of mind.

The policy provides cover for work at height up to a limit of 20 metres.

Cover is provided for electrical solar panel wiring internally and externally. The policy does not cover any work related to roofing alteration including the lifting of slates and resealing

To learn more about Electrical Contractors Insurance contact us for a quote

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Our people

Ciaran Whelan

Ciaran Whelan

Head of Enterprise, Sport & Education, Ireland